What is Life Insurance?
Life Insurance Plans
Life insurance ensures that your family will receive financial support in your absence. Put simply, life insurance provides your family with a sum of money should something happen to you. It protects your family from financial crises.
In addition to serving as a protective cover, life insurance acts as a flexible money-saving scheme, which empowers you to accumulate wealth-to buy a new car, get your children married and even retire comfortably.
Why is retirement planning important?
Retirement planning
Health Cover Corner
Retire from work. Not from life.
A retirement plan is an assurance that you will continue to earn a satisfying income and enjoy a comfortable lifestyle, even when you are no longer working. To understand why an increasing number of individuals have already started planning for their retirement, and why you should too, read on.
Independence is the new way of life: An increasing number of young Indian professionals are moving away from the traditional joint family structure. Since support no longer comes easily, parents have realized the need to provide for themselves during their retirement years.
Costs set to soar: Skyrocketing costs throw even a well-salaried person off balance. With rates rising everyday, you can imagine how high they will be when you are ready to retire. A retirement plan provides you with a steady income every month, to arm you in the face of rising costs.
To understand how inflation can impact your monthly expenses, use our special tool, the Inflation Index calculator.
Non-earning retirement phase is now longer: Only 4% of India working population- mostly government employees – are covered by pensions. The remaining 96% comprises self-employed and salaried professionals who do not have a formal, mandated provision for pensions.
ICICI Prudential offers two key retirement plans, LifeLink Super Pension and LifeTime Super Pension - flexible income cum insurance plans that ensure you meet all your retirement requirements. So you can retire peacefully from work, but not from life.
Health Insurance Products
Health Planner
Health Cover Corner
ICICI Prudential offers health insurance plans under the following major need categories:
Comprehensive health coverage:
Health Saver
A comprehensive whole life plan that covers you against hospitalisation expenses and creates a health fund to cover any other health expenses.
Hospitalisation coverage:
MediAssure
A reimbursement hospitalization plan covering hospitalization stay and treatment. The claim payout is based on actual expense incurred.
Hospital Care Get free quote and buy online
A fixed benefit cashless hospitalization plan covering various stages of treatment and over 900 surgeries.
Critical illness coverage:
Crisis Cover
A comprehensive health insurance policy that covers 35 critical illnesses, death and disability.
Cancer coverage:
Cancer Care
A unique health insurance plan covering most early and advance types of cancers.
Diabetes coverage:
Diabetes Care Active
A one of its kind critical illness health insurance plan only for diabetics and covers 7 major complications for a long term of upto 20 years.
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